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mortgages with mitch

Straight answers on rates, loans, and buying a home — written by Mitch Tugaw so you can borrow with confidence.

How a Married Couple Bought a Home With 3% Down When One Spouse Had No Credit Scoreby: Mitch Tugaw

Can you buy a home with no credit score in Vancouver, WA or Portland, OR? Yes. See how a married couple closed a HomeReady loan with 3% down when one spouse had no score.

no credit scorenontraditional creditHomeReadyVancouver WAPortland ORfirst-time buyer
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How a First-Time Buyer Closed on a Non-Warrantable Condo in Portland With 10% Downby: Mitch Tugaw

A Portland first-time buyer's condo failed conventional and FHA rules because of the HOA. Here's how we closed on a non-warrantable condo with 10% down, and what to check before you make an offer on a condo.

non-warrantable condocondoportlandmortgageoregon
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How a Self-Employed Contractor Bought 4.5 Acres Near Portland With a Conventional Loanby: Mitch Tugaw

"Self-employed contractor. Two loan paths, one $40K repair curveball. See how a conventional loan beat a bank statement loan for this Portland-area buyer.

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