Straight answers on rates, loans, and buying a home — written by Mitch Tugaw so you can borrow with confidence.
A Portland first-time buyer's condo failed conventional and FHA rules because of the HOA. Here's how we closed on a non-warrantable condo with 10% down, and what to check before you make an offer on a condo.
"Self-employed contractor. Two loan paths, one $40K repair curveball. See how a conventional loan beat a bank statement loan for this Portland-area buyer.