Vancouver WA • Camas WA • Clark County
Vancouver WA • Camas WA • Clark County
Low Rates
Easy Applications Quick Closing.
Low Rates.
Easy Applications.
Quick Closings.
Mitch Tugaw is your trusted mortgage broker in Vancouver WA. Our rates are low, our application is quick and easy we can get you clear to close in as little as 10 days!
5.0 ★ Rating — 100+ Five Star Reviews
Licensed Mortgage Broker in Washington & Oregon
FHA, VA, Conventional, Reverse & More
Trusted By Agents With
How Can We Help You Today?
Whether you're buying your first home or refinancing in Vancouver WA,
Camas WA, or Clark County Mitch Tugaw has you covered.
First-time buyer or upgrading we'll find you the best loan for your new home in Clark County.
Lower your rate, reduce payments or tap your equity. We make refinancing in Vancouver WA simple.
The Client Experience
As mortgage brokers in Vancouver WA, we've had the pleasure of working with hundreds of families to help them with their home purchase or refinance needs.
Here's what our clients say.
Loan Programs Available in Vancouver WA
Mitch Tugaw offers a wide range of mortgage loan programs for buyers and
homeowners throughout Clark County, Washington and the Portland metro area.
FHA Loan Specialist Vancouver WA
Great for first-time buyers in Vancouver WA. Low down payments starting at 3.5% with flexible credit requirements.
Conventional Loan Broker Camas WA
Ideal for buyers with good credit. Competitive rates and flexible terms for homes in Clark County WA.
VA Loan Specialist Vancouver WA
Serving veterans and active military in Vancouver WA with zero down payment VA home loan options.
Self-Employed Mortgage Vancouver WA
Custom mortgage solutions for self-employed business owners and entrepreneurs in Clark County.
Reverse Mortgage Specialist Vancouver WA
Help seniors in Vancouver WA access their home's equity. No monthly mortgage payments required.
Second Mortgage Broker Camas WA
Tap into your home's equity in Camas WA for home improvements, debt consolidation or major expenses.
Blogs
FHA vs. Conventional in 2026: Which Fits First-Time Buyers in Multnomah County?
FHA or conventional for your first home in Multnomah County? Compare down payments, credit scores, MIP vs. PMI, and 2026 loan limits to see which program actually costs less over time. ...more
Loan Programs
September 11, 2026•4 min read
How Much House Can You Afford With a VA Loan in Portland?
Portland's median home price is $535K. See how much house a VA loan can actually get you, with $0 down and no loan-limit cap for most veterans. ...more
Loan Programs
September 03, 2026•5 min read
How a Self-Employed Contractor Bought 4.5 Acres Near Portland With a Conventional Loan
"Self-employed contractor. Two loan paths, one $40K repair curveball. See how a conventional loan beat a bank statement loan for this Portland-area buyer. ...more
Client Success
August 29, 2026•6 min read
VA Loans in Vancouver, WA & Portland, OR: The Veteran's Guide to Buying With $0 Down
VA loans let eligible veterans and service members buy in Vancouver or Portland with $0 down and no PMI. Here's how the benefit works, what's changed for 2026, and what it means for buyers in Clark Co... ...more
Mortgage News
August 17, 2026•5 min read
Zero Down Just Got Real: The USDA Loan Just Changed the Game
A little-known loan program just became a lot more powerful. USDA loans allow qualified buyers to purchase a home with zero down payment, but slow closing times have always held them back. That’s no l... ...more
Mortgage News
March 30, 2026•3 min read
AI Sold a Home in 5 Days… But Here’s the Catch 🤖
Everyone’s talking about the homeowner who used AI to sell his house in just five days. Sounds impressive… but that’s only part of the story. In this edition of The Mortgage Mailbag, we break down wh... ...more
Mortgage News
March 20, 2026•4 min read
10 Tips for First-Time Homebuyers
Buying your first home can be both exciting and nerve-wracking at the same time. With so many things to consider and....
How To Choose the Right Lender for You
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Refinancing youe loan and when to do it
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Ready to Get Your Mortgage in Vancouver WA?
Mitch Tugaw is ready to help you find the lowest rates and close fast. Whether you're buying your first home in Camas WA or refinancing in Ridgefield WA start today.
Ready to Get Your Mortgage in Vancouver WA?
Mitch Tugaw is ready to help you find the lowest rates and close fast. Whether you're buying your first home in Camas WA or refinancing in Ridgefield WA start today.
What mortgage loans does Mitch Tugaw offer in Vancouver WA?
Mitch Tugaw offers FHA Loans, Conventional Loans, VA Loans, Self-Employed Loans, Reverse Mortgages, and Second Mortgages to buyers and homeowners in Vancouver WA, Camas WA, Ridgefield WA, Battleground WA, Washougal WA, and throughout Clark County, Washington.
How fast can Mortgages With Mitch close a loan?
Mortgages With Mitch can close loans in as little as 10 days, offering one of the fastest mortgage closing timelines available for buyers in Vancouver WA and the surrounding Clark County area.
Is Mitch Tugaw a licensed mortgage broker in Washington State?
Yes, Mitch Tugaw is a licensed mortgage broker operating under Barrett Financial LLC, based at 2005 SE 192nd Avenue, Camas WA 98607. He is fully licensed to serve clients in Vancouver WA, Camas WA, and throughout Washington and Oregon.
What areas does Mortgages With Mitch serve?
Mortgages With Mitch proudly serves Vancouver WA, Camas WA, Ridgefield WA, Battleground WA, Washougal WA, and the greater Clark County area, including the Portland OR metro. Call (360) 852-6984 to get started.
What is the minimum credit score needed for a mortgage?
Credit score requirements vary by loan type. FHA loans in Vancouver WA typically require a minimum score of 580 (with 3.5% down) or 500 (with 10% down). Conventional loans generally require 620+, while VA loans have flexible requirements. Contact Mitch at (360) 852-6984 to discuss your specific situation.
How do I apply for a mortgage with Mitch Tugaw?
You can apply online through our secure mortgage application portal, or call Mitch directly at (360) 852-6984. The application process is quick and easy, and Mitch will guide you every step of the way from pre-approval to closing.
What are current mortgage rates in Vancouver WA?
Mortgage rates change daily based on market conditions. As a mortgage broker in Vancouver WA, Mitch Tugaw has access to rates from dozens of lenders, allowing him to find you the most competitive rate available. Call (360) 852-6984 or apply online to get a personalized rate quote.
Does Mortgages With Mitch help first-time homebuyers?
Absolutely! Mitch Tugaw specializes in helping first-time homebuyers in Vancouver WA and Clark County navigate the mortgage process. He offers FHA loans with low down payments and takes the time to explain every step clearly, including using video and screen-sharing so you're fully informed.
Visit Our Office
Conveniently located at 2005 SE 192nd Ave. Use the map below to get easy directions to our front door.
© Copyright 2024 Barrett Financial LLC. All rights reserved
.Barrett Financial LLC
. - Corp NMLS #181106 | 2005 SE 192nd Avenue Suite 200, Office 234, Camas, WA 98607
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Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov
.
A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov