Blogs
FHA vs. Conventional in 2026: Which Fits First-Time Buyers in Multnomah County?
FHA or conventional for your first home in Multnomah County? Compare down payments, credit scores, MIP vs. PMI, and 2026 loan limits to see which program actually costs less over time. ...more
Loan Programs
September 11, 2026•4 min read
How Much House Can You Afford With a VA Loan in Portland?
Portland's median home price is $535K. See how much house a VA loan can actually get you, with $0 down and no loan-limit cap for most veterans. ...more
Loan Programs
September 03, 2026•5 min read
How a Self-Employed Contractor Bought 4.5 Acres Near Portland With a Conventional Loan
"Self-employed contractor. Two loan paths, one $40K repair curveball. See how a conventional loan beat a bank statement loan for this Portland-area buyer. ...more
Client Success
August 29, 2026•6 min read
VA Loans in Vancouver, WA & Portland, OR: The Veteran's Guide to Buying With $0 Down
VA loans let eligible veterans and service members buy in Vancouver or Portland with $0 down and no PMI. Here's how the benefit works, what's changed for 2026, and what it means for buyers in Clark Co... ...more
Mortgage News
August 17, 2026•5 min read
Zero Down Just Got Real: The USDA Loan Just Changed the Game
A little-known loan program just became a lot more powerful. USDA loans allow qualified buyers to purchase a home with zero down payment, but slow closing times have always held them back. That’s no l... ...more
Mortgage News
March 30, 2026•3 min read
AI Sold a Home in 5 Days… But Here’s the Catch 🤖
Everyone’s talking about the homeowner who used AI to sell his house in just five days. Sounds impressive… but that’s only part of the story. In this edition of The Mortgage Mailbag, we break down wh... ...more
Mortgage News
March 20, 2026•4 min read
10 Tips for First-Time Homebuyers
Buying your first home can be both exciting and nerve-wracking at the same time. With so many things to consider and....
How To Choose the Right Lender for You
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Refinancing youe loan and when to do it
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Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov
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A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov